Logo
Banking & Finance

Lending Transactions

Loan documentation and security arrangements for lenders and borrowers in Cameroon.

Talk to this team

Overview

ALPs advises banks, financial institutions and corporate borrowers on lending transactions in Cameroon and across the CEMAC zone. Our team has deep knowledge of COBAC regulation, CEMAC exchange control rules and the practical requirements of lending in the region, enabling us to document transactions efficiently and advise on security and enforceability with confidence.

Talk to this team
Lending Transactions

What we advise on

Bilateral and syndicated loan documentation

Security documentation (mortgages, pledges, assignments)

COBAC regulatory compliance

CEMAC exchange control compliance

Intercreditor and subordination arrangements

Guarantee and indemnity documentation

Debt restructuring and workout documentation

Lending Transactions

How we help

Loan documentation

We draft and negotiate loan agreements, facility letters and ancillary documents for bilateral and syndicated lending transactions, tailored to the specific requirements of each transaction.

Security arrangements

We advise on and document security arrangements for lending transactions in Cameroon, including mortgages over real property, pledges over movable assets and assignments of receivables.

Regulatory compliance

We advise lenders and borrowers on their obligations under COBAC regulation and CEMAC exchange control rules, ensuring that transactions are structured and documented in compliance with applicable requirements.

Selected experience

[CLIENT CONFIRMATION PENDING] Representative matters

Representative matters for this practice area are being compiled for publication with client approval.

Frequently asked questions

What security is available for lending transactions in Cameroon?

The OHADA Uniform Act on Security Interests (Acte Uniforme portant organisation des sûretés, or AUS) governs most security arrangements in Cameroon. Available security instruments include mortgages (hypothèques) over real property, pledges (nantissements) over movable assets and shares, assignments of receivables and personal guarantees.

Our team

Full team
Lionel ADOH (Esq.) portrait

Lionel ADOH (Esq.)

Co-founder & Senior Managing Partner

Related Practice Areas

Corporate & Commercial

Company formation, governance, commercial contracts and OHADA compliance.

Mergers & Acquisitions

End-to-end M&A advisory from due diligence to post-completion.

Energy & Natural Resources

Energy projects, mining concessions and oil and gas contracts.

Related insights

All insights
legal update

COBAC Regulatory Update: New Prudential Requirements for Banks in the CEMAC Zone

COBAC has issued new prudential requirements for banks operating in the CEMAC zone, including revised capital adequacy ratios, new liquidity requirements and enhanced reporting obligations. Banks should review their compliance frameworks in light of these changes.

2026-06-09

ALPs LAW FIRM

Speak to our team

Our lawyers are available to discuss your matter in confidence.

Speak to a LawyerAll expertise